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New technology can help distant caregivers keep tabs on their loved ones, enabling more seniors to stay in their homes longer. The trade off between aging in place and privacy is one seniors say they are willing to make.
The decision to fund long-term care insurance with a reverse mortgage is somewhat less clearcut. If using a reverse mortgage provides enough funds to enable you to afford long-term care insurance, under the right circumstances, some financial advisors (and the reverse mortgage industry itself) feel it could be a wise use of the loan. However, many advise caution.